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10 Scholarship Tips You Need to Know

10 Scholarship Tips You Need to Know

by Tahj Mayes, January 12, 2016

College scholarships and grants can change your life. Yet, thousands of students pass up the opportunity every year by not applying. That’s why motivation is at the top of our list of scholarship tips.

Motivation for completing anything that requires work, especially working without your comfort zone, comes from first of all believing the task is worthy, and secondly, that you are a worthy player.

 

scholarship tips motivational quote

 

10 Scholarship Tips You Need to Know

1. So why are scholarships worth it?

You know the answer is to save money, but you may not realize how much money. I know I didn’t.

Scholarships and grants are gifts. You do not pay back scholarships and grants. They take time and brain energy–but the payoff is worth it. The average amount of student debt for recent graduates is around $29,000. So, any free money is well worth a few hours.

What you need to know about federal student loans: This debt is yours for the rest of your life. If you don’t pay or if you stop paying, the government will eventually come after your money. It is legal; it is in your contract. There is no statute of limitations and very few instances of loan forgiveness. (More on student loan forgiveness on the government student aid website.)

 

2. Why am I a worthy player?

A natural response to this question is to list all the reasons why we are not worthy. Don’t. Go. There.

You don’t need to have the highest GPA or be an athlete, or be the poorest, or be the minority-est of all the minorities to win scholarships. But you do have to apply in order to win. Go figure. To quote the Thrift Store Cowboys, “the game you never played, you never won.”

 

3. How Do I win?

The criteria for winning scholarships and grants is first of all to apply and secondly, to answer what is asked of you completely and with authenticity. That’s it. Anyone can do this.

On a lazy Saturday while watching TV with a friend, she said this:

I’d give anything to have arms like Lupita Nyong’o.

Except work out.

 

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The secret to getting what you want is to want it enough to work for it. At all times, there will be enough distractions in life to keep you occupied in menial or meaningless tasks, rather than working toward your purpose.

4. Apply to as many scholarships as you can. Period.

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5. Don’t spend more time researching scholarships than you do actually applying to them.

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6. Keep applying to scholarships and grants even after you’re in school.

The bulk of scholarships are for new students, but there are applications for sophomores and up, as well.

True story: I won several $500 grants after my freshman year, which meant that I had $1500 less loan principle to pay back, plus less interest. If I hadn’t received those grants, I would have paid on my student loans for at least a year and a half longer. Instead, I bought a washer and a dryer! And a bed.)

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7. Follow the submission guidelines and only apply to those for which you qualify.

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8. Don’t disqualify yourself based on anything except facts. (See #2.)

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9. What about the money, money?

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The intricacies of financial aid are confusing. The gist of it is this: most grants and scholarships can only be used towards tuition. The money doesn’t come to you directly; you tell the scholarship which school to send it to and it credits to your account.

Sometimes, if the amount of your grant money exceeds the amount of your tuition, you may be able to use that money to buy books and supplies or even use it (or a portion) for living expenses while in school. This is why it’s still a good idea to apply for scholarships even if your tuition is covered.

 

10. Don’t go it alone.

Even professionals need proofreaders. Writers need editors and editors need editors. Have someone(s) review your applications, especially essays. (Our article 20 Smart Strategies for Writing a Scholarship Essay is posted on this site.) Also, the reviewer should be an educated person with an eye for detail. Perhaps a teacher or colleague.

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  • Financial Aid refers to any money that helps pay college tuition, including grants, scholarships, and loans.
  • Learn the difference between non-profit and for profit colleges and universities.
  • Know exactly how much a semester and a year costs at each of your desired schools.
  • Before you sign ANY financial aid, know exactly what you are signing. If you decide to take a loan, find out the questions you need to ask before you sign.
  • Take the financial paperwork, including your FAFSA, and get outside help understanding it. From school counselors to local non-profits, people are out there wanting to help you make informed financial aid decisions, believe it or not. (This was my job at one point. I’m not pulling your leg, here.)
  • Don’t let anyone push you into signing financial aid papers, even if they claim it is in your best interest.

 

This is you after applying for all the scholarships:

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Got a question or a tip to add? Lay it down in the comments!

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